On TXTortoise's suggestion about Waiohai on Kauai, just be aware the situation there is just the opposite of Maui Ocean Club. Whereas MOC has many great ocean views, getting a good ocean view assignment at Waiohai is tough unless you are a multi-week owner. The way the resort was built on the property limits the number of great ocean views and multi-week owners get first crack at those few. Single week OV owners might get a peek-a-boo ocean view or a view of the ocean over a public parking lot. For that reason, we chose to buy Island View at Waiohai. Lots a good chances for great IV views of the lagoons and grounds in units facing inward towards the beautiful landscaped lagoons and pools between the buildings. Plus, they are a bargain at around $4000 for EOY.
Ever since our trip to Hawaii in February/March, I've also been toying in my mind with whether we would want to expand to every year versus EOY -- so much so we decided to use our MVC Destination Points and HGVC Points to book a two-week trip to Maui/Big Island in February 2020 to test out a 2019, 2020, 2021 rotation. But right now, I'm so pleased with what we have and the price we bought it for, unless we decide we're 100% "all-in" on the every year rotation and/or need to preserve our Points for trips to other MVC locations outside Hawaii, I might just be inclined to stay put with what we own. Over the last 18 months, we've added resale ownerships that now give us a guaranteed three weeks in Hawaii in 2BR units every odd year for a total upfront cost of only a little over $15,000 plus closing costs. That counts our two EOY Marriott's and half of the cost of our EY HGVC:
EOY Odd 2BR OV Maui Ocean Club: $8,000
EOY Odd 2BR IV Waiohai: $4,000
50% of EY 7000 HGVC Points (HGVC Sea World - total cost $6500): $3250
Total purchase cost of $15,250 yields one week Kauai Waiohai, one week Maui Ocean Club, and one week at HGVC on the Big Island every odd year.
We then have the even year allocation of HGVC points (7000) and our every year MVC Destination Points (3375 points, made up of both Trust Points and points from our Hilton Head Barony Beach Club). By banking/borrowing the 3375 MVC points into the even years, we would then have the 7000 even year HGVC points plus 6750 MVC Points to use in the even years for even-year Hawaii trips or trips to other places. Those MVC points cost us a lot more to acquire than the resale weeks, but they do offer quite a bit of flexibility. Where we will likely run short is if we want to do something else in addition to Hawaii in the odd years and thus have to use some or all of our MVC points for that, giving us less to bank/borrow for even year use.