We're part of Club Interval Gold thru our ownership with Breckenridge Grand Vacations. Personally, I'm not that impressed. We received 82,500 points for our week when my wife changed jobs and she wasn't able to secure the time off for our planned vacation (we never intended to use I.I. but, that's life). I've done a little looking around online and, honestly, it seems to be more of a rip off than what I've been accustomed too with the regular exchange process. In the past we'd lock off our 2 bedroom unit and get two exchanges out of it. Many times two 1 bedroom units for a 1 bedroom master suite and a studio unit. Now it's looking like we'll have some issues getting much in the way of value or something we'd really enjoy considering the unit we gave up.
Then again, I.I. has made so many downgrades (they call them enhancements or upgrades) over the years I feel membership has become limited in value. I.I. use to be our main method for obtaining units in locations where we aren't owners. Now, we much prefer the various timeshare systems with internal exchange/reservation rights. Paying an outside company $162/year PLUS additional exchange fee's PLUS having what I'm seeing as rather limited options for a direct exchange or, having to request, wait and hope you get what you want just isn't working for us.
My intention was to drop or I.I. membership as I felt paying their yearly fee as a backup plan was to rich for my blood. Looks as if we'll keep it one year longer than planned. Hopefully this will be the last job change for either of us and I can let our membership go. I.I. use to be a decent value but, increasing membership fee's, increasing exchange fee's, additional fee's like upgrade in unit size fee's et.....has reduced from our first choice to the choice of last resort.
There is NO WAY I'd pay a joiner fee of $3,500 unless I was at a point in life where I couldn't or wouldn't be using my ownership week. It would have to be a situation where exchanging was becoming my primary source of securing vacation resort weeks. If that were the case, then maybe it's worth the price of admission. But it would be a very tough call.