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Amex Hilton Aspire

Tamaradarann

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Does anyone have both the Aspire or Ascend or Business card? The free night with Aspire coupled with a free night from Ascend/Business (once spend $15000) is reached seems like it might be worth the 2 separate cards to get 2 free weekend nights. I had the surpass card before it became ascend (at least 2 years ago) - does that mean I can't get the bonus from the Ascend Card?

That is a good question. I don't know about the bonus but.... you can get another free night for spending $15,000 on the Ascend card, however, the $15,000 that I would have spent on the Aspire Card would have gotten more HH points with the higher Hilton(14), Restaurant(7), Gas(7), and Supermarket(7). I would lose that.
 

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That is a good question. I don't know about the bonus but.... you can get another free night for spending $15,000 on the Ascend card, however, the $15,000 that I would have spent on the Aspire Card would have gotten more HH points with the higher Hilton(14), Restaurant(7), Gas(7), and Supermarket(7). I would lose that.

I agree with the more HHonors points from Hilton (14) and Restaurant (7) but correct me if i'm wrong, but gas and supermarket are not more than (3) per $ spent. Ascend and Business card provides 6pt/$1 spent in those categories
 

Tamaradarann

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I agree with the more HHonors points from Hilton (14) and Restaurant (7) but correct me if i'm wrong, but gas and supermarket are not more than (3) per $ spent. Ascend and Business card provides 6pt/$1 spent in those categories

I don't have the Aspire Card, but I thought it had the same categories with bonus points than the Ascent Card with just elevated bonus levels. As I said before, these little complicated differences do make it difficult and frustrating to make decisions on cards.
 

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The fine print. . .

Ascent:
Hilton Honors Bonus Points on Eligible Purchases
Hilton Honors Bonus Points earned using your Hilton Honors American Express Ascend Card:
You will receive 3 Hilton Honors Bonus Points for each dollar of eligible purchases.
You will receive 9 additional Hilton Honors Bonus Points, for a total of 12, for each dollar of eligible purchases charged directly with a property within the Hilton portfolio, including bookings and incidental charges. To receive the 9 additional Hilton Honors Bonus Points for charges made at the time of booking, the booking must be made directly through a reservation channel operated by Hilton. You can receive the 9 additional Hilton Honors Bonus Points for incidental charges made at the hotel (including charges made at restaurants, spas, and other establishments) if those charges can be and are charged to your room and paid for with your Hilton Honors American Express Ascend Card at checkout.
You will receive 3 additional Hilton Honors Bonus Points, for a total of 6, for each dollar of eligible purchases at the following categories of merchants excluding superstores and warehouse clubs: restaurants located in the U.S., supermarkets located in the U.S. and on gasoline at gas stations located in the U.S.
To get additional points for a restaurant purchase, the purchase must be at a restaurant located in the United States. You will NOT get additional points for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g. Hard Rock Café in Paris). You also will NOT get additional points for purchases at nightclubs, convenience stores, grocery stores, or supermarkets. You may not get additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant.
Your Hilton Honors Points are subject to Hilton Honors Terms and Conditions; see HiltonHonors.com/Terms.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Hilton Honors Bonus Points you earn with your Card will be posted to your Hilton Honors account 6 to 8 weeks after the end of your billing period.
Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not receive additional points.
Merchants are typically assigned codes and categorized based on what they primarily sell. A purchase will not receive additional points if a merchant, or a particular merchant location, uses a code that is not eligible for additional points. A purchase may not receive additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.
Please visit americanexpress.com/rewards-info for more information about rewards.

Aspire:
Hilton Honors Bonus Points on Eligible Purchases
Hilton Honors Bonus Points earned using your Hilton Honors American Express Aspire Card:

You will receive 3 Hilton Honors Bonus Points for each dollar of eligible purchases.

You will receive 11 additional Hilton Honors Bonus Points, for a total of 14, for each dollar of eligible purchases charged directly with a property within the Hilton portfolio, including bookings and incidental charges. To receive the 11 additional Hilton Honors Bonus Points for charges made at the time of booking, the booking must be made directly through a reservation channel operated by Hilton. You can receive the 11 additional Hilton Honors Bonus Points for incidental charges made on the Hilton hotel property (including charges made at restaurants, spas, and other establishments) if those charges can be and are charged to your room and paid for with your Hilton Honors American Express Aspire Card at checkout.

You will receive 4 additional Hilton Honors Bonus Points, for a total of 7, for each dollar of eligible purchases at the following categories of merchants: restaurants located in the U.S., airfare on a scheduled flight charged directly with passenger airlines or amextravel.com (charter flights and private jet flights are excluded); and purchases directly from select major car rental companies listed at americanexpress.com/rewards-info.

To get additional points for a restaurant purchase, the purchase must be at a restaurant located in the United States. You will NOT get additional points for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g. Hard Rock Café in Paris). You also will NOT get additional points for purchases at nightclubs, convenience stores, grocery stores, or supermarkets. You may not get additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant.

Bonus Points do not count toward elite tier qualification in the Hilton Honors program.

Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Hilton Honors Bonus Points you earn with your Card will be posted to your Hilton Honors account 6 to 8 weeks after the end of your billing period.

Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

Please visit americanexpress.com/rewards-info for more information about rewards.

 

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I think in Bao’s case, he was paying the maintence and club fees, not reservation or charges at the hgvc resorts. Although one would think that if MF qualifies for the $250 credits, charges at hgvc should also qualify. Has anyone else received the $250 credits after paying MF? If it works, upgrading from Hilton ascend to aspire really makes a lot of sense.
Let me answer my own question here. I bit the bullet and applied for the Hilton aspire card last week. I got the card in three days and used it to pay the MF (HGVC boulevard). Today I received the $250 credits. With the benefit of a free Hilton night and diamond status, getting the Hilton aspire for hgvc owners is a very compelling case.
 

Tamaradarann

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Let me answer my own question here. I bit the bullet and applied for the Hilton aspire card last week. I got the card in three days and used it to pay the MF (HGVC boulevard). Today I received the $250 credits. With the benefit of a free Hilton night and diamond status, getting the Hilton aspire for hgvc owners is a very compelling case.

I have been going back and forth about getting the Aspire Card. I already have the Ascend Card. These are my considerations.

The cost of the Aspire Card is $450. The cost of the Ascend card is $95. The benefits are:
- A $250 resort credit which would work paying HGVC maintenance.
- A $250 airline credit which could be used for extra comfort seats or baggage on Hawaiian Airlines. Losing Hawaiian Airlines miles as well as the one free checked bag for using their card
- 11 instead of 9 bonus points for HGVC maintenance charges as well as paid HHonors nights and room charges
- 7 instead of 6 points for restaurants charges and 7 instead of 3 for car rental charges
- 3 instead of 6 points supermarket charges(which we do a lot of) and gas charges
- A free night upon sign up, however by charging $15,000 a year for charges that get the Hilton, Restaurant, Supermarket, and Gas bonuses we get one anyway.
- Platinum HHonors Status, Gold Status
 

frank808

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Does anyone have both the Aspire or Ascend or Business card? The free night with Aspire coupled with a free night from Ascend/Business (once spend $15000) is reached seems like it might be worth the 2 separate cards to get 2 free weekend nights. I had the surpass card before it became ascend (at least 2 years ago) - does that mean I can't get the bonus from the Ascend Card?
I have both and use the ascend to pay for some expenses to get the $15k spend for free weekend night. Then i use the aspire to get the extra 2 hh points per dollar when paying maintenance fees. Then use both certificates for a weekend at grand wailea.

With everyone having hgvc charges being reimbursed on the aspire, I called Amex customer service. Rep saw the charges from grand wailea and fees paid to hgvc. Put me on hold for 5 minutes then came back saying she had to open a ticket. Said that there is something wrong with my account not getting reimbursed and saw the grand wailea charges and said that is unusual. She pulled the invoice and said all the charges to room for food, drinks, etc should have triggered credit. Also confirmed that if charges post with Hilton it should also trigger the credit. Thanks to everyone for their experiences. Now i have found out why my aspire card experience has been so different.

With HGVC mf being credited the $250, will have wife get Aspire card also. We use the $250 hgvc credit and $250 united credit every year. So will save $100 in maintenance fees and 2 free weekend nights every year for both of us having aspire card.

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Ralph Sir Edward

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For your consideration. . . .What you get for Diamond (Aspire card) that you don't get with Gold (Ascend card). (HHonors Status, not card perks)

Points towards free nights - Diamond 100%, Gold 80%
Premium Internet - Diamond, Standard internet - Gold
Space available room upgrade - Diamond - 1 bdr suite, Gold, executive room

Diamond only perks:
executive lounge access
diamond status extension
48 hr room guarantee
elite status gifting.

Hope this is of use.
 
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rickandcindy23

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I am considering this Amex for me. I cannot find a redemption chart for Hilton hotels. We really enjoy the Hampton Inn by the Oakland airport. How can I find out how many points that would be for a stay 3/9/2019? One night.

We are flying into Oakland Airport 3/9 from Maui. We always pay the cash equivalent through Chase Sapphire Rewards for that hotel, so it's always less than 10K points through the portal for that hotel, taxes included.

What category is it? How many points would it be? And how likely are we to get a night with points? I have a Hilton account but cannot search with no points. :)
 

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rickandcindy23

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Thank you! That may help me with my decision on that card.

Are all of the Hampton Inn brand rooms that same price?

Yes and No. HGVC went to a "dynamic" pricing model (not as bad as Delta) last year. So depending on "season" or "how busy" the particular hotel you want to book is, the points may be more, or may be less.
 

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Tamaradarann

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Correct. But this is about the normal amount of points. As @hurnik stated, the price can go up when the hotel starts filling up. I think that I have seen the lowest at around 20K.

I don't think that the Hotel filling up is the only criteria for Hampton Inn's point fluctuations. In prime locations I have seen Hampton Inns as high as 50K points. Sometimes prime locations are not always the City, it can be the precise locations in the city. I just looked at Saint Petersburg, Florida earilier today and the Hampton Inn in the prime downtown area near the water, the action, and the nice restaurants was 50K points but the Hampton Inn 2 miles away was 30K points.
 

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I don't think that the Hotel filling up is the only criteria for Hampton Inn's point fluctuations. In prime locations I have seen Hampton Inns as high as 50K points. Sometimes prime locations are not always the City, it can be the precise locations in the city. I just looked at Saint Petersburg, Florida earilier today and the Hampton Inn in the prime downtown area near the water, the action, and the nice restaurants was 50K points but the Hampton Inn 2 miles away was 30K points.

The base rate depends upon the Category of the hotel. Different locations in the same chan can be in different Categories, based on location. So their rates (independent of the dynamic pricing) would be expected to be different, as you've seen.

Cheers.
 

Tamaradarann

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If I did get 2 cards I would be paying $545. Using the cards for the most benefit would provide:

From the Aspire Card
- A $250 resort credit which would work paying HGVC maintenance.
- A $250 airline credit which could be used for extra comfort seats or baggage on Hawaiian Airlines.
- 11 bonus points for HGVC maintenance charges as well as paid HHonors nights and room charges
- 7 points for restaurants and car rental charges
- One Free Night
- Platinum HHonors Status

From the Ascend Card
- 6 points supermarket and gas charges
- Since I wouldn't be charging HGVC Maintenance charges I probably wouldn't make the $15,000 for the free night
 

brp

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If I did get 2 cards I would be paying $545. Using the cards for the most benefit would provide:

From the Aspire Card
- Platinum HHonors Status

This would be Diamond Status. There is no Platinum in HHonors.

Cheers.
 

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Let me answer my own question here. I bit the bullet and applied for the Hilton aspire card last week. I got the card in three days and used it to pay the MF (HGVC boulevard). Today I received the $250 credits. With the benefit of a free Hilton night and diamond status, getting the Hilton aspire for hgvc owners is a very compelling case.

I also have this card and appreciate all it's benefits. I like the priority pass benefit and have used this multiple times now without issues. Not treated any different from going from a gold->diamond status. With Aspire card, I used the free night at Maui, $250 resort credit at Waldorf Maui, $250 airline credit for delta gift cards ($50 increments).

I wanted to try and get a free night after 15k spend so applied for the Amex Business card and got approved!. If my DW gets the Aspire card as well, we will be able to stack 3 weekend nights as part of an extended vacation (maybe Maui again).

I also have 2 of the IHG cards (Select (discontinued card) and Premier (current card)) each (both provide a free night up to 40,000 IHG point value), and have the older Hyatt card (free night up to category 4 night each year). Only downside of all these cards is the card annual fee, but the benefits/free night more than makes up for all of it.
This would be Diamond Status. There is no Platinum in HHonors.

Cheers.

As its so easy to get Diamond status now with the card, the owners updates have 1 less selling point for buying more to get elite premier status;)
 

anderik1

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If I did get 2 cards I would be paying $545. Using the cards for the most benefit would provide:

From the Aspire Card
- A $250 resort credit which would work paying HGVC maintenance.
- A $250 airline credit which could be used for extra comfort seats or baggage on Hawaiian Airlines.
- 11 bonus points for HGVC maintenance charges as well as paid HHonors nights and room charges
- 7 points for restaurants and car rental charges
- One Free Night
- Platinum HHonors Status

From the Ascend Card
- 6 points supermarket and gas charges
- Since I wouldn't be charging HGVC Maintenance charges I probably wouldn't make the $15,000 for the free night

Based on what you’re saying, I wouldn’t get the Ascend Card as well. I think you’d be better suited with something else that gives cash back at supermarkets and gas stations. For a similar annual fee as the Ascend you could get the Amex Blue Cash Preferred and get 6% back at grocery stories which would be at least twice the bang for your buck (3% back at gas stations which is roughly the same as 6 HH points).

If you’re looking for other specific cards there are some good options if you’re willing to deal with the hassle of using specific cards for specific categories (Chase Freedom, Discover, US Bank Cash Plus, Sams/Costco, etc.)

I play the credit card game quite a bit, but it does add up to big $$ if you’re willing to squeeze out those extra pennies on the dollar. Perhaps a bit extreme, but with this you can get 3-5% on most purchases.
 

frank808

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If I did get 2 cards I would be paying $545. Using the cards for the most benefit would provide:

From the Aspire Card
- A $250 resort credit which would work paying HGVC maintenance.
- A $250 airline credit which could be used for extra comfort seats or baggage on Hawaiian Airlines.
- 11 bonus points for HGVC maintenance charges as well as paid HHonors nights and room charges
- 7 points for restaurants and car rental charges
- One Free Night
- Platinum HHonors Status

From the Ascend Card
- 6 points supermarket and gas charges
- Since I wouldn't be charging HGVC Maintenance charges I probably wouldn't make the $15,000 for the free night


I also have this card and appreciate all it's benefits. I like the priority pass benefit and have used this multiple times now without issues. Not treated any different from going from a gold->diamond status. With Aspire card, I used the free night at Maui, $250 resort credit at Waldorf Maui, $250 airline credit for delta gift cards ($50 increments).

I wanted to try and get a free night after 15k spend so applied for the Amex Business card and got approved!. If my DW gets the Aspire card as well, we will be able to stack 3 weekend nights as part of an extended vacation (maybe Maui again).

I also have 2 of the IHG cards (Select (discontinued card) and Premier (current card)) each (both provide a free night up to 40,000 IHG point value), and have the older Hyatt card (free night up to category 4 night each year). Only downside of all these cards is the card annual fee, but the benefits/free night more than makes up for all of it.


As its so easy to get Diamond status now with the card, the owners updates have 1 less selling point for buying more to get elite premier status;)

Yes that is what i do to get 2 free nights. With the ascend card, we use it to make $15k in charges in january. Then put the card back in a safe until next year, unless we get targeted by amex for bonus point spends. This past august, got an offer for every $2k in charges, bonus15k hhonors points. Able to get total of 60k bonus for $8k spend. So got 84k hh points all in for $8k spend.

For me, it is worth paying the $545 in annual fees. I get $500 back from airline and hgvc payments that i would be paying anyhow. For $45 annually, I get two free weekend nights at grand wailea. Wife just applied and got approved for the aspire card. So we make $50 after the $500 in aspire credits. In the end the hilton amex cards gets us 3 free weekend nights (fri, sat and sun) at grand wailea. We spend $500 annually with hgvc and united anyway, so love getting something for free from regular spend. Then all the other perks of aspire card card are a nice bonus.

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CalGalTraveler

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Just received an attractive upgrade offer for the Aspire from my Ascend card:

  • 150,000 HH points with $4000 spend in 3 months (can apply to HGVC MF to get more points.)
  • Free Weekend night upon upgrade plus one at every anniversary (will receive in 4 months). = 2 free nights in 4 months + I earned the $15k free room from my Ascend = 3 free nights.
  • Prorated $450 fee to anniversary
  • upgrade means no hard pull or Chase 5/24 impact

Not sure if I get the $250 credit for airlines and hotel fees upon signing up or after Anniversary. Anyone know?

Also are credits based on calendar year or anniversary year?

Downside is that we lose the grocery benefit, but I can get another grocery card later.

Good deal?
 
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1Kflyerguy

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Just received an attractive upgrade offer for the Aspire from my Ascend card:

  • 150,000 HH points with $4000 spend in 3 months (can apply to HGVC MF to get more points.)
  • Free Weekend night upon upgrade plus one at every anniversary (will receive in 4 months). = 2 free nights in 4 months + I earned the $15k free room from my Ascend = 3 free nights.
  • Prorated $450 fee to anniversary
  • upgrade means no hard pull or Chase 5/24 impact

Not sure if I get the $250 credit for airlines and hotel fees upon signing up or after Anniversary. Anyone know?

Also are credits based on calendar year or anniversary year?

Downside is that we lose the grocery benefit, but I can get another grocery card later.

Good deal?

I believe you will eligible for the credits immediately after you get the card.

I received a similar but less generous upgrade offer last which i accepted. I received a cert for the free hotel night shortly after I got the card, and then a second one in October which is my Account anniversary.

The airline credit is calendar year, and the hotel credits are anniversary year. Would have been easier if everything was one way or the other...
 

GT75

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CalGalTraveler

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I believe you will eligible for the credits immediately after you get the card.

The airline credit is calendar year, and the hotel credits are anniversary year. Would have been easier if everything was one way or the other...

Thanks for clarifying. This will be tricky because we are nearing year-end but I haven't received my cert for the Ascend free night yet, so don't want to sign up too soon. My offer is good until Dec 31.
 
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