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HGVC and RCI - Banking and Dates

ljmiii

TUG Review Crew
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Apologies and thanks in advance...but I couldn't find the answer in the FAQ or by search.

The FAQ says I can Bank/Deposit 2018 HGVC points into 2019 (for a $76 fee) and that I can Deposit 2018 HGVC points into RCI (also for a $76 fee) as late as December 31st 2018 which would then be valid for RCI travel through December 31st 2020. It also says that Banked/Deposited HGVC points can't be used for Home Week or HHonors points but stands mute on the question of whether or not I can later Deposit them into RCI.

Does anyone know if I can do a RCI Deposit of those formerly 2018 ClubPoints in 2019?
 

rfc0001

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You can do an RCI deposit with any points (saved/borrowed/bonus). They are valid for two additional calendar years regardless of when you deposit them within the year. So, best to bank HGVC points first, then deposit to RCI as last resort to get 4 years of use from those points (1 year as current year points, 1 years as saved points, 2 years as RCI points). Before they expire in RCI, you can extend them for ~$100 for another year.

ETA: Also, the restrictions on using Rescued points vs Deposited points for Hilton hotels went away -- now Rescuing this years points prior to end of year and Depositing next years points prior to beginning of year are the same (and are now just called "Saved" points) - neither have restrictions on use (can be used for HGVC, Hilton, RCI). Also, the restriction on the ability to convert current year points to HHonors has been removed, so can convert those points to HHonors as well.
 
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