In the Hyatt system, the more points the better. Because you cannot bank or borrow points in any kind of useful way, you’re limited to whatever your points allotment is for the year. So people that have lower numbers of points are limited to competing with every one in the club for the lower point value weeks. Sometimes that works out ok, those tend to be the less desirable weeks anyway. Silver season Pinon Pointe seems to be abundantly available, as are 4 day midweek stays at Highlands Inn. Sept in Tahoe is nice, doable from a trading perspective, but all of the units are 2BR so you need at least 1400 points for any kind of decent trade into High Sierra.
But the most valuable weeks are Diamond weeks because most people would prefer one week and one maintenance fee that can get them into any week (in theory) at any resort. You can get around this by owning two lower point value weeks with a sum total of 2200 or greater points. But then you have two purchase prices, transfer fees, and MF. So you have to crunch the numbers but when you consider buying two bronze weeks for say $500 each, that will cost you probably $3000 all in with the closing & transfer, plus at Pinon Pointe $2200/yr in MF. Over 10 years, say, you get 26,000 points for a cost of approx $25000. Vs paying $7000ish all in for a Diamond week and only having $1100 in annual MF. Over that same 10 years, you spend $18,000 for 22,000 points. Additionally, with choosing the Diamond week, in 10 years when you want to sell, it’s probably worth something so easier/quicker to sell and whatever you sell for drives that cost of ownership down further. When people run these numbers, they see the value of higher point weeks and that’s why the cost is higher.
So if you’re worried about resale value, you want to buy the highest value week you can. But I think with the exception of the Puerto Rico property, you can always give a Hyatt away, so it’s a valid strategy to start with a low point week if that works for you. You won’t have access to everything in the club but maybe you accept that to get in at a lower price point.
As far as bargains go, I think this is the worst time of the year for that. Maintenance fees are due in Jan, so right now folks are paid up and it’s not costing them anything to sit tight on a higher asking price. Come late Fall, sellers are looking at continued ownership costing them another years MF, so they are more inclined to price their units to move.