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It hit a cord with many of us and just continues too.This thread never dies!
It hit a cord with many of us and just continues too.This thread never dies!
PS I just dusted off a book I had on the shelf titled "The Joy of NOT Working, A book for the retired, unemployed, and overworked", by Ernie J. Zelinski. Third Edition, 1997. I think re reading it now will give me a different perspective from when I first read it years ago. (I did buy it used- so it was just a couple of years ago I purchased it).
I have a bunch of books like this- "Your Money or Your Life", "How to Survive Without a Salary". etc. I was always curious about the subject.
I find it funny, as I said to our friends over the weekend, that I feel somewhat guilty not working- I'm either on the defensive or the offensive with it. Doesn't help that my husband gives me little digs that he thinks are funny- saying things like- "Well- YOU don't have to get up tomorrow morning" or "Well- what did YOU DO all day today?" UGH!
It's so crazy, being I am not 42, but 62 and have been working for 46 years non stop! When in high school at age 16 worked every day after school and all school breaks and summers. Same in college. I never went on spring breaks or summer vacations to Florida or wherever like many of the other kids. Worked full time right out of college as well as I got married at age 21 and we bought a handyman special house before the wedding.
You would think at this stage of life a person that has worked all their life and lived responsibly should not have to feel this way, or worry. So I am hoping this book will be one thing to help me to relax and enjoy.
You won't believe this. I just received a text from two women I worked with.
One was in regards to him firing the nursing supervisor- one he had hired this year- not that long ago. I must admit- she was a bit wacky herself- but she wanted the phone number to the HR person to report the boss. Hopefully she follows through.
The second one was- WAIT FOR IT! From another coworker who I shared an office with and has been there many years like me -saying that the boss told her to contact me and WANTS ME BACK! HOLY COW!
I almost fell off my chair!
She said she thinks it was a pride thing with him. She had asked him when the new marketing woman was starting (another coworker said she though she saw a new woman there for the marketing job since the other one quit) and he said- you mean the guy? (I am assuming this is the 1099 guy that the company uses for the other offices that he is not crazy about). She said he told her he wouldn't mind if I came back.She told him she could try to make it happen and he told her to go ahead, but that I quit- not like he fired me. SMH...
Anyway- I told her to not say anything to him one way or another. My brother said to ask for double the salary and make my own hours! Ha! Ha! Ha!
You can't make this stuff up! Boy-I never expected this!
Well if thats the case, wait for the ask. Then decide. However, i would put conditions in place before returning. No need to go from frying pan to fire.
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OMG. I don't think he has any intention of calling me himself. She claims she thinks it's a pride thing with him. HUH? This man has no idea what pride even means! LOL!
I could never imagine working for him again- no way in hell. Really- he is a nut.
Lol Just another thought...Never say never. He needs to call, give you a better salary and understand he needs to leave his attitude elsewhere........isn’t it great he knows what he lost !OMG. I don't think he has any intention of calling me himself. She claims she thinks it's a pride thing with him. HUH? This man has no idea what pride even means! LOL!
I could never imagine working for him again- no way in hell. Really- he is a nut.
It's funny because yesterday we had our big annual old friends reunion. Out of all of us (16 in the group, but had a couple cancel due to illness), only 3 were still working, one being my husband. Some have been retired for quite awhile= the ones with good pensions. Some also are landlords so that helps a lot as well. Two - a husband and wife- both just so happened to be let go from their jobs this August- the wife (57) was at hers' for 18 years and the husband 40 years- but the company changed hands several times while he work-ed there so he only got a 3 month's severance package. She walked away with a years salary and health insurance for her and her husband, who only needs it until next December when he turns 65. When his severance ends, he will be able to get unemployment, but he does not intend to go back to work. The wife is undergoing career coaching and will need and wants to go back to work. They live in NYC so she is bound to get something. She really liked her job and had benefits that were beyond sweet so she will probably have a big adjustment in that regard.
We got to talking about my situation of course and everyone felt I would have had a good lawsuit if the other women at my job would have joined in. They also felt I should have appealed the unemployment claims. Naturally, I explained all my reasons for doing and not doing this and that. Then they of course asked me what I was going to do and if I was retiring and all that stuff. I told them I have only been off for one month and considered myself cautiously unemployed.
I realized as I was talking I was starting to get worked up. Then it hit me that I will not be over this for awhile yet.
Just Friday, a previous office supervisor (not director) at the job I worked at had sent me a PM via Facebook asking me to call her- because I had posted an obituary of another women who used to work with us (who quit because of BS) who died suddenly last week of sepsis (very sad - my age). When I called her she also began talking about the job and then about what was done to her and how. Mind you- this was quite a number of years ago. I noticed how worked up she was getting while talking about it and thought- "Gee- she hasn't gotten over this after all these years". In fact- she does not have health insurance and mentioned she went to the YMCA for a free mammogram. (her husband has it at his job but they do not offer spousal coverage. I am not sure why she did not go on ACA coverage- didn't get into it with her).
So it seems this employer has really done a number on us for sure. But just living life is keeping me busy and I am moving forward for sure!
OMG. I don't think he has any intention of calling me himself. She claims she thinks it's a pride thing with him. HUH? This man has no idea what pride even means! LOL!
I could never imagine working for him again- no way in hell. Really- he is a nut.
Consider going back as a 1099. You will be able to justify a higher salary and he cannot tell you how to do the job. Per IRS rules, 1099 are INDEPEDENT contractors, if he violates those rules you can report the company to IRS. Several big companies have lost out big time on this. Microsoft ended up settling for 97 million.
https://www.nytimes.com/2000/12/13/business/technology-temp-workers-at-microsoft-win-lawsuit.html
I got a call back from IBM after taking an early retirement package at 57, I made 30K more that year but the IRS got most of it with the higher Self Employment tax. I only lasted a year and was glad to quit and finally retire, but it was nice going home every day after 8 hours while the salaried full timers worked 10-12 hour days.
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Also the ability to open a SEP-IRA and stuff a huge amount of money in there, pre-tax.Self employment tax? Higher income tax for those self employed?
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Self employment tax? Higher income tax for those self employed?
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It shows up as an additional tax obligation on your return. After you calculate your taxes and apply the same rate that everyone else does based on AGI, the self-employment tax gets added on top of that. It's also based on pre-tax dollars. So as a self-employed person you "see" a higher fraction of your income going to taxes than does a conventional employee.No, the same rate but SE folks pay all of it. W-2 workers split 50-50 with the employer.
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Wow, this hit a cord for me, your friend who is 57 and got laid off, it stinks that the mature worker keeps getting kicked to the curb... We just got a new President at my company and this guy does not understand that I can not do 2 full time jobs in one 10 hour day... He keeps trying to give me additional assignments and I have to keep saying no, I'm in the middle of open enrollment and now I'm suddenly responsible for all benefits so we can save money and not have a benefit administrator...I do need this job, because they do have really good benefits but I'm not willing to work myself into a grave to keep this job...UGH
Consider going back as a 1099. You will be able to justify a higher salary and he cannot tell you how to do the job. Per IRS rules, 1099 are INDEPEDENT contractors, if he violates those rules you can report the company to IRS. Several big companies have lost out big time on this. Microsoft ended up settling for 97 million.
https://www.nytimes.com/2000/12/13/business/technology-temp-workers-at-microsoft-win-lawsuit.html
I got a call back from IBM after taking an early retirement package at 57, I made 30K more that year but the IRS got most of it with the higher Self Employment tax. I only lasted a year and was glad to quit and finally retire, but it was nice going home every day after 8 hours while the salaried full timers worked 10-12 hour days.
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Everything is negotiable. You don't have to sign as-is any contract. Whatever 2 parties agree to is what gets enforced. You are under no obligation to sign anything. Don't forget, YOU have the leverage. That means that YOU can set terms and conditions.
I, personally, would have your friend say Call Her Yourself. Not sure why she'd put herself in the middle of it.
Please do something else today, don't think about this. It's not clear that it would be good for you so table it and let your subconscious churn through it while you move along on your happy workfree life. Money isn't everything, don't let it rule you. Don't forget, you got out for valid reasons.
This is spot on advice.Everything is negotiable. You don't have to sign as-is any contract. Whatever 2 parties agree to is what gets enforced. You are under no obligation to sign anything. Don't forget, YOU have the leverage. That means that YOU can set terms and conditions.
I, personally, would have your friend say Call Her Yourself. Not sure why she'd put herself in the middle of it.
Please do something else today, don't think about this. It's not clear that it would be good for you so table it and let your subconscious churn through it while you move along on your happy workfree life. Money isn't everything, don't let it rule you. Don't forget, you got out for valid reasons.