My question is are you able to reduce all this data to what in the end will truly be relevant to you?
I'm going to use apples and oranges. Some kind of apples and oranges are always on sale. I'm looking at the sale flyers for the different stores and making up a shopping list trying to decide which store to go to and whether apples or oranges will be the lower cost per piece of fruit. My husband sees me making my list and says we haven't had the Honey Crisp apples he loves as his special treat in a while. They are more expensive even when they are on sale and when they aren't seem really expensive when compared to the sale prices of the other apples and the oranges. Then I catch myself and take a mental step back, remembering that he works hard and deserves that one special treat when he asks for it once in awhile.
Vacations are the Honey Crisp apples. Figure out which system will be your Honey Crisp apples then research the cheapest way to get them.
I'm reminded of a small resort we stayed at on the beach in Panama City Beach in late August of 2016. The resort wasn't fancy but it was nice. No activities and the fronts of the units faced the parking lot and hotel next door. There was a big enough balcony? on the beach end of the building when you came up the steps to the second floor where we stayed for a small group of people to be able to sit in some shade, enjoy the breeze and watch the water. It had a decent pool area with lounges, chairs and tables. There were a couple of grills and picnic tables. No washers and dryers in the units but they had the towel exchange room open in mornings. Like some of the other small resorts we've stayed at some of the owners there had been coming the same time for years and had become vacation family. I really enjoyed their company during the days as my husband was there for work. Overall I would have no objection to going back as long as it was a discounted point week but would want to go at a time that didn't have the heat and humidity of late August.
There was a very elderly couple staying there who had a third floor unit. They were giving their week away as they could no longer handle the drive to get there or the stairs. The people we had been visiting with during our stay liked us and wanted us to take the week. The maintenance fees weren't too high either. Yes we could have deposited it for trade if we wanted to go other places but I knew that it wouldn't be a strong trader. I was able to book the resort as a cheap discounted point week and no one else had booked it during the 7-10 days it took my husband to make sure that was the week he would be working in the area and for me to decide if I was going too. I didn't want a fixed week either. We have Wyndham points and several resorts in points weeks with RCI too. I wanted no part of having a third type of ownership. Of having to use a fixed week with the TPU's, Trading Power Units, if we deposited the week for trade. Lastly we had no desire to drive 10+ hours to Panama City Beach and home again every year for a week in late August. If we had been offered that week a few years earlier I would have taken it in a heartbeat. However in the intervening years I had learned enough to know it wasn't a Honey Crisp. Someone else might at look at that week as FREE and they could deposit it for trade to go other places and said omg ,yes, a FREE apple.
There are so many things to learn about using the different timeshare systems that trying to teach someone who has no experience of them is a challenge and often not as successful as we would like. Trying to learn enough to evaluate more than one system is, as you can see from our replies, something several of us are telling you we don't think can be done by someone who has never owned a timeshare. There are a several people who post on the different threads and have told about their history of owning timeshares. They bought or were given a timeshare and over time when they wanted more added to what they had. When by personal experience they learned what worked best for them, what they liked. they gave away or sold some of what they'd previously acquired. By using what they learned from personal experience and what they learned on TUG they knew what they wanted and what they could expect to pay to get it. Some people can and will tell you exactly what they would have done differently had they known more in the beginning. Other people bought something they liked, have been very happy for years and never felt the need to look at other systems. They don't torture themselves with doubts about whether they could have saved themselves $1000 or even $10,000 by owning somewhere else. Somewhere they might not have liked as much.
One thing many of us have in common is that we bought developer and spent a lot more than people who bought resale. Live and learn. In our case back when we first bought we wouldn't have touched resale. There were just too many people who bought resale deeds and found themselves saddled with unpaid assessments, back maintenance fees and etc. That was back in the dark ages by comparison to now. Now almost everyone has a computer, we know how to find information online, the timeshares have websites and many of us have joined TUG. One of my reasons for bringing up how things have changed is to also to tell you that no system will be the exactly the same in 10 years or likely even 5 years. There will always be changes and you may not like all of them. So don't allow yourself to be swayed by people who are disenchanted because their system changed. You can count on things changing and it isn't inconceivable that some changes could actually be for the better but honestly it doesn't usually work that way. For those of us who have owned for years it is hard not to miss what we once had. I would be over the moon ecstatic to have the VIP benefits we had when Wyndham was still Fairfield before 2006. Or even in the first couple of years after Fairfield became Wyndham.
You seem to have narrowed it down to two systems, pick the system that looks like it has the best resorts in areas you know you will enjoy visiting. Get enough points to be able to enjoy at least one vacation a year at a peak time. Get the lowest maintenance fees for the lowest price. An example I like to use is that a 100k Club Wyndham Access points reservation costs approximately $150 more in maintenance fees that what I own costs me. So if you pay $500 more to acquire one of the cheaper maintenance fee deeds than a Club Wyndham Access contract it would take 3.3 years or in some cases even less to recover that $500. For me 5 years or less to recover a higher purchase price is acceptable. At 6 or 7 years I would have to think long and hard. Over that I wouldn't do it at this point in our lives. If we were younger I might consider 10 years acceptable but probably not even then because there is so much out there that you can get a good deal on if you are patient.