So, without putting your points in the credit pool and paying $39, can you simply borrow points, let's say you have 154k points and need 224k for a reservation. Can I borrow 70k points from my 2010 points? Can I do this without making a reservation, then cancelling it? Or, is that the only way to borrow?
I thought I read somewhere that you can borrow points totalling the last night of your vacation. so, if the last night of my vacation was 36k points, then I would need to have the total points currently in my account to cover the rest of the points for that stay.
168k points for the week - 36k points for the last night = 132k total points that would need to be in my account to make the reservation.
Is this correct?