There are currently three
Every-Year Gold CV weeks for sale on Redweek.com with asking prices of $9,900, $10,000 and $10,600, respectively. Since resale asking prices are almost always
negotiable, often significantly so, you can probably pick one up for about $8,000.
Obviously, you won't get those 240K Marriott Rewards points if you buy a resale week. Most people value points at about a penny each, so you give up (initially) about $2,400 in value in exchange for getting a timeshare that you can use or exchange
every year for a lower price than your current deal.
There are some scenarios, especially involving the use of Marriott Rewards air/hotel Travel Packages, under which a reasonable value ascribed to the points used for the package might be two cents or more per point.
What benefits do you lose if you buy resale instead of from Marriott? You lose the right to exchange the use of your week for points. That's probably not a big loss if the value of a point is a penny. You would pay about 1 1/4 cents per point to exchange the use of your week ($800+ in maintenance fees plus $104 transfer fee = $900+ total divided by 75,000 points). Further, if you really want more points, you can buy them from Marriott (up to 50,000 per year for you and another 50,000 for your spouse, all of which can be combined when you cash them in for a Reward). Still further, the value of those points is virtually certain to go down in future years. See post #23 in
this thread for an explanation.
Otherwise, all of your benefits - resale versus Marriott - are the same.
So does it make sense to buy from Marriott? Many of us have done it. I have done it three times and I might do it again in the right circumstances. You'll have to determine what the value of those points is for you and what the value of an EOY versus EY week is to you. Only one vacation every two years with an EOY, but also only one maintenance fee every two years!