One of the customer service reps told me yesterday that for the Travel Insurance option, if it were to be paid for with StarOptions it would not cover trips using unauthorized/unqualified VOIs. No idea if there's any truth to that and it's not obvious by looking at the Travelex terms available on the website. Paying the $199 would result in coverage for those VOIs.
For completeness, I would add two columns:
1. Home/StarOptions associated with a FLEX VOI - can be used for an II Exchange, I believe
2. Future year StarOptions - can be elected for Abound Club Points by deadline (9/30 or 10/31), used in an II exchange, or converted to Bonvoy by deadline (6/30, 8/31, or 10/31) (EOY for Owner & Select)
For the cell for Bank StarOptions - End of Use Year Expiring StarOptions, it might be better to use a yellow circle with a question mark as Chairman's Club has a banking deadline of 10/31 and some folks will fall in that category and be able to bank.