kbroski42
TUG Member
Hey Everyone!
I just got back from 7 nights at the Hilton Hawaiian Village for my wife and my 5th anniversary and got lured into the HGVC sales pitch for free Luau tickets. We bought a $34,000 1b Plus Room with a Mountain View in the New Grand Islander and ended up with 7400 points and an additional 15000 bonus points. I felt uneasy as the wife and I never make small decisions in 90 minutes let alone one that would lock us into a 10 yr mortgage at 13.9% interest (Hilton's 'Best' Rate).
We rescinded yesterday and got confirmation from their team via email. Now, since we were willing to throw away all that money, we want to move forward in a smarter direction. Hope you can help!
1) Where do you want your home resort to be? Close to Home - Orlando or Florida Destinations
2) Do you want to visit your home resort at least half the time, or do you want to trade more than half the time? Our Main Goal is going to be trading and using cash value room rates. I'd also like to have the opportunity to make this more of a side gig and rent out rooms
3) What are your 5 top trade destinations? Top 5 are as follows: 5) Europe 4) Central American 3) Anywhere with Beach 2) Hawaii 1) Exotic Locations
4) How many people do you usually travel with? Three Total - 2 Adult and 1 Child
5) Can you travel any time, or are you locked into the school schedule? Any Time, but we're a growing family (3yo and one on the way)
6) Can you make firm plans 12 or more mos. in advance? No
7) Can you vacation for a full week at a time? Yes
8) What level of accommodations do you prefer on a scale of 1 to 5 stars? 4 or more
9) How much can you afford to spend upfront, without financing? $5000
10) How much can you afford to spend every year for a maintenance fee that will come due right after Christmas, and increase each year? $900-1000
11) Are you a detail oriented planner? Very Much So
12) Do you understand that once you buy a timeshare, it may be very difficult to sell or give away, and you are responsible for all fees, until you do? Yes
I just got back from 7 nights at the Hilton Hawaiian Village for my wife and my 5th anniversary and got lured into the HGVC sales pitch for free Luau tickets. We bought a $34,000 1b Plus Room with a Mountain View in the New Grand Islander and ended up with 7400 points and an additional 15000 bonus points. I felt uneasy as the wife and I never make small decisions in 90 minutes let alone one that would lock us into a 10 yr mortgage at 13.9% interest (Hilton's 'Best' Rate).
We rescinded yesterday and got confirmation from their team via email. Now, since we were willing to throw away all that money, we want to move forward in a smarter direction. Hope you can help!
1) Where do you want your home resort to be? Close to Home - Orlando or Florida Destinations
2) Do you want to visit your home resort at least half the time, or do you want to trade more than half the time? Our Main Goal is going to be trading and using cash value room rates. I'd also like to have the opportunity to make this more of a side gig and rent out rooms
3) What are your 5 top trade destinations? Top 5 are as follows: 5) Europe 4) Central American 3) Anywhere with Beach 2) Hawaii 1) Exotic Locations
4) How many people do you usually travel with? Three Total - 2 Adult and 1 Child
5) Can you travel any time, or are you locked into the school schedule? Any Time, but we're a growing family (3yo and one on the way)
6) Can you make firm plans 12 or more mos. in advance? No
7) Can you vacation for a full week at a time? Yes
8) What level of accommodations do you prefer on a scale of 1 to 5 stars? 4 or more
9) How much can you afford to spend upfront, without financing? $5000
10) How much can you afford to spend every year for a maintenance fee that will come due right after Christmas, and increase each year? $900-1000
11) Are you a detail oriented planner? Very Much So
12) Do you understand that once you buy a timeshare, it may be very difficult to sell or give away, and you are responsible for all fees, until you do? Yes