MiniDonkey,
I'm sorry to tell you, but the 5000 points isn't going to get you anywhere. I don't know how they could even sell you that. I rolled over 9000 points this year, because I couldn't even use those. If you can find a way to rescind, then you absolutely should. Chances are you won't be able to though.
Think of it this way though. You were willing to spend $7,500 on 5000 points. Now you have found tug and you will learn that for around another $1000-$1500, you can get another 60,000 points if you choose to. Of course if you choose to increase your points, your maintenance will increase as well. So you really have to think about it.
I paid $1625 for 60,000 points that came with all of last year's points rolled over for free. I used last year's points to rent a holiday week that I intend to rent out to recoup almost my entire purchase price.
I have seen 60,000 points go for as little as $375.00 on ebay. You can purchase a package and combine your contracts. There is a fee to combine contracts. I think it is $375. That is in addition to a transfer fee of $500 when you purchase resale.
So far, I am very happy with my RHC points. I have used them to book a few long weekends in NYC for what it would have cost me for 1 weekend.
I hope you will find a way to make this work for you.
abc