Your online accounting for the RCI is not always correct.
According to your information you are in your 2010 use-year and the 76,500 point transaction on 7/2/2011 is in your 2011 use-year. It is always the check-in date that determines the use-year transaction. It does not matter if you made it in your 2010 use-year, it does not count as a 2010 transaction. So, I still don’t have an answer to question #7. This is important because points will not be automatically saved to the next year unless there was a point’s transaction in that year. If your online account showed 254,000 saved points then they were saved.
Here are some things to help you understand points accounting:
First the “Points Save from 2009 Use Year*” are not a running balance but the initial number of points saved at the beginning of your current use-year. So, I don’t know if you have any 2009 points left in your account. Normally you can subtract you yearly allocation of points from your “Current Use Year” and if it is greater that 0 that is the number of 2009 points (assuming you did not pay to extend your 2008 points).
“Current Use Year” and your “2011 Use Year Balance” are running balances but are not always correct. The “Current Use Year” balance normally includes your current use-year points, previous use-year points and two year previous use-year points (This is a paid option to extend the points another year). The future use-year balance in your case “2011 Use Year Balance” normally has just the future year “2010” however I have seen the current use-year points transferred into this balance which creates a lot of confusion.
RCI specifies the order for which use-year points and types are used for transactions. “Saved RCI Points shall be used first, followed by current RCI Points, rented RCI Points, transferred RCI Points that have been saved, transferred current RCI Points, and transferred rented RCI Points.” However, it will not use the older points for future transactions if those points will have expired.
So, the only way that your 2011 points should have been used would be if you did not have any transactions in your 2010 use-year, because points are not automatically saved unless there is a transaction in that use-year. If you had any transaction with a check-in date within your 2010 use-year your 2010 points balance will be automatically saved at the beginning of your 2011 use-year and any 2011 transactions should use your older points first. If this did not happen you need to contact RCI and have them correct it. Most of the time when RCI makes mistakes in the use-year accounting they eventually correct it.
I would strongly recommend you keep a detailed accounting of all your points accounting in a worksheet. You can call RCI and ask for a detailed accounting of your account.