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Hertz

easyrider

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Hertz is including the mandatory 3rd party liability in their rates. Last night I cancelled my Avis reservation for a larger car at Hertz that cost about 40% less.

Hertz also includes the unlimited mileage. If a Hertz Gold member a discounted price is applied, which is what I did. :D


Bill
 

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What are the coverage limits?

But what are the coverage limits? As I understand it, the 3rd-party coverage that comes with many rentals in Mexico is only for a few thousand US dollars.

And if you are renting through a portal like the one a USAA, be aware that the nice extra coverage promised there does not apply outside the US.
 

easyrider

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Hertz is using $35,000 usd as the minimum 3rd party liability, It can be increased to $450,000 for $13 a day.

Bill
 

bobpark56

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Hertz is using $35,000 usd as the minimum 3rd party liability, It can be increased to $450,000 for $13 a day.

Bill

Can you give us a pointer to the source of this information, please? I can't find anything this specific about this on the internet (re Hertz).

My understanding has been that Hertz locations in Mexico operate fairly independently from Hertz USA...and from each other...and that no universal rules apply.

Also that the 3rd party liability insurance coverage included in rentals varies from one state to another in Mexico.
 

easyrider

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You can find all of the info on the Hertz website. There is a link called "rental qualifications and requirements " with all of the information regarding insurance.

f accepted LIS will increase your liability coverage from the minimum USD 35,000.00 to USD 450,000.00 per incident.



LIS is available at a cost of USD 13.00 per day for all vehicle groups.


Worse case scenario is accidental death. Recently, the law changed in Mexico that raised the auto liability standards. Each Mexican state has their own minimum liability standard. A few years back if a person was killed in an auto accident, the award was about $8,000 usd. This federal change, which applies to all states, has set the new limit to just under $26,000 plus funeral costs. This is called "criminal liability".

Besides the "criminal liability" there is a possible "civil liability" with a higher set limit determined by each state. The average is about $124,000.

The problem I see with the Hertz liability is that the vehicle has to have at least the minimum liability protection to be on the road. So if your in Puerto Vallarta your in the State of Jalisco with a civil and criminal liability of $120,000 usd each and if you drive over to Nuevo Vallarta you in Nariyat with a civil and criminal liability of $210,000 usd each. By allowing the vehicle to leave the rental lot the rental agency is responsible for the minimum liability regardless of what the website says, imo.

Bill
 

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And if you are renting through a portal like the one a USAA, be aware that the nice extra coverage promised there does not apply outside the US.

If you use your USAA World MasterCard, it looks like you should be covered. From the "World MasterCard Guide to Benefits":

Where you are covered:
In general, coverage applies worldwide, but there are exceptions:
> You may be unable to receive benefits in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand.
Please contact your vehicle rental agency before you travel.
> Coverage is not available where prohibited by law.
 
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