Buying another contract different use years

I know I have seen this asked and answered but cant find it...
If I buy another contract with a different use year:
(current contract-April 1st)
(new contract-Oct 1st)

1) What happens to my use year?
2) What happens to my unused points in current contract?
3) What happens to unused points in new contract?
4) What happens to points in Credit Pool?

Thanks!

I don't have personal experience as all my contracts are January use years. But after the initial shuffle by Wyndham of everyone to align dates. It seams that they have ceased correcting the alignments.

So for now, my understanding, if that you would have your original use year and all existing points will remain as is, plus whatever you add with be with whatever that date it.

I would hazard to guess at some point in the future that Wyndham might go through a correction again. What they failed to do it set up a process that when adding new contracts the alignment happens then, instead of correcting them later. They need to correct this but for now it is not happening.

So you may have different dates for now, but you have been warned they might go away.

Some liked the multiple dates, as a way to rolling over cancelled points to later years. But I only every had a January use year date, which honestly for me was easier to manage.

I have multiple use years (presently) and very much hope to keep them for the reason mentioned. There are some confusing facets to it which I'm not sure how are handled - for example, when do the guest certificates reload for the next year; etc. But in terms of what should happen with your existing contract, the short answer is nothing. If they align, they would align to your existing contract, not the new one. Depending upon when you get the new contract, if alignment would mean accelerating when you would get points, they probably won't do it. Typically for those who have had a contract aligned, they get a "bonus" allotment of points equivalent to a pro rata share of the points for the period they get moved forward or backward. So if you have a 400K contract that gets moved backward from October to Jan (3 months) you would get 100K points.

Nothing should happen with the credit pool expiration, that would remain as it is. Credit pooled points will have expirations based on the day you or the other owner pooled them. The underlying contract use year won't impact that at all. Unused points in each contract will still have the same expiration unless they align the dates (none of my recent contract transfers have had the use year re-aligned).