My husband is 60 and I am 58. We are summer weeks owners at Smuggs since 1999. Our only child- who is 26 years old- still loves coming to Smuggs and we still go every year using our fixed week and also our floater week most times. We love it and we have a lot of memories there. When our son was younger, we mainly stayed on the resort grounds the whole week. As time went on, we began to do a lot more things outside of the resort as well. We did just exchange a float week for one in New Hampshire and in the past we have exchanged for fabulous vacations all over the country. But we mostly use the floater weeks yearly right at Smuggs. We always use our fixed week there and we like the fact that we can drive there from NY- no airlines. That said, we rented a couple of times before we bought our timeshare. In your case, you might want to do the same. Then, once you get more of a feel and maybe spend some more time on TUG, you will know what is right for you and your family. You are smart to be cautious. I will tell you, although we never regretted buying our timeshare, it will be a huge hassle to dispose of when the time comes. And also, I will tell you we rent from other owners to go to other places in Addition to our Smuggs vacations, instead of being saddled with more maintenance fees, etc. We have rented timeshares through private owners in NH, Scotland, West Yellowstone, and at Smuggs in winter and we also rent homes through Home Away and the rents have been reasonable. So there are options without having to buy anything.