An RCI points account will allow the user to get some fabulous places as last minute calls: somewhere in the 9000-15,000 point range. This is how an owner can turn 49,000 points into multiple vacation weeks. Not to mention that these points can be used for partial weeks, or multiple weeks.
If you have an RCI points account, you can take a look to see what is available on short notice, at the reduced points rate.
No informed person would disagree with your above observations --- but the OP still needs to ascertain and verify that there are RCI Points attached to this ownership at all in the first place and that those points would remain attached and transfer to new "grantee" upon resale.
As is so often the case on Planet Timeshare, the devil is in the details.