After reading the "Tips" on the Wyndham sticky, I still have a questions. I have 4000 points that will expire the end of this year. I understand I can borrow from next year's points, place a reservation, cancel it, then use the left over points and the cancelled points to put into a trading company. But, what about the rest of next year's points? Can I still deposit them into the credit pool? We are taking extensive trips next year and won't be able to use our Wyndham points so wanted to put them in the credit pool for a planned road trip in 2016. Thanks for any advice you can give.