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Question about UY

Discussion in 'Disney Vacation Club - DVC' started by suzziesnowflake, May 14, 2017.

  1. suzziesnowflake

    suzziesnowflake Guest

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    We are considering purchasing DVC aftermarket. We usually travel in March and in Nov. I am unsure what UY would be best for us. Could someone point us in the right direction! Thanks!
     
  2. vacationhopeful

    vacationhopeful TUG Member

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    Nov would be best.

    Your issue is to USE all the DVC points before the next USE YEAR starts .. but you can borrow from the NEXT USE YEAR. The longest number of months is between March to November ... to use up all the points left after the MAR trip and before the NEXT Use Year starts (like renting a reservation or cancelling either the NOV or MAR trips).

    OR start your USE YEAR in the month you are booking the BIGGEST reservation ... if you have to cancel that reservation, you have 11 more months to USE your biggest chunk of DVC points.
     
  3. elaine

    elaine TUG Member

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    We travel in Dec, spring break and sometimes summer. I chose DEC UY.
     
  4. Southerngirl528

    Southerngirl528 TUG Member

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    As a 20+ year DVC Member, I don't really think what use year one has makes a big difference. A booking window is a booking window and ALL use years can book DVC resorts 11 mos out at their home resort and 7 months out at the non-home DVC resorts. Doesn't matter when your use year begins except to watch your banking windows. Not once have I found my use year to impact when I vacation or how I do so.
     
  5. chalee94

    chalee94 TUG Member

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    right idea, but they don't actually offer any Nov UYs... :)

    So an Oct UY is probably the best bet. Ideally, you never want to travel late in your UY (and especially in the last 3 months of your UY.)

    UY has nothing at all to do with booking, that is true. 11 months is 11 months no matter what your UY month is.

    BUT...

    You have a higher risk of losing points if you need to cancel a stay late in your UY.

    Let's say you have a June UY and compare two different situations:

    Scenario 1: you book a stay in May 2018. If you need to cancel in early February 2018 (for example), you would be past your banking window (which closed on Jan 31, 2018) and would need to use those pts or rent that stay in a hurry since those pts would all expire on May 31, 2018, so you would need to make alternate plans quickly or risk losing pts. Any pts not used to complete a stay by May 31, 2018 would then disappear into the void.

    Scenario 2: you book a stay in June 2018. If you had to cancel that June 2018 stay in early March 2018 (for example), you would still have the option to bank current UY pts if you wanted (up until Jan 31, 2019). And any banked or borrowed pts won't expire for over a year (the end of May 2019) so you have more time to make new plans.
     
  6. ljmiii

    ljmiii TUG Member

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    My personal opinion is that use year is a red herring (if you are looking to buy your first DVC contract). We've owned DVC for over a decade and have never 'lost' points (though we did have to rent out the 1st years points of our 2nd DVC contract). More importantly, our ideas on when in the year we would visit WDW only held true for a short time. Unexpected changes in school calendars, number of family members travelling with us, and even the 'busyness' and point cost of seasons at WDW have meant our Disney travel looks very different from what we initially intended.

    In short, desirability of resort, number of points, price of points, maintenance fees, and contract end date are all much more important than UY. So I suppose if you had the luxury of two contracts at the same resort for the same number of points at the same price with the same contract end date (for all you OKW fans out there) then I suppose you might get to pick your use year. In which case I'd pick December...because when you're old and doddering and enjoying a BCV Thanksgiving at EPCOT in 2043 you can laugh at all those who foolishly bought a contract that ended earlier...;-)
     
  7. chalee94

    chalee94 TUG Member

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    Will you be so old and doddering that you don't know where you are? I am not clear on the joke you are making.

    All BCV contracts end January 31, 2042 - no stays past that point according to the current contracts...
     
  8. ljmiii

    ljmiii TUG Member

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    I had mistakenly thought that the last 'batch' of BCV points under the current DVC contracts would be transferred to 'owners' on Dec 1st 2042 which could then be used until Nov 2043 (actually Nov 2044 with banking). I stand corrected.
     
  9. icydog

    icydog TUG Review Crew: Expert TUG Member

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    I'd buy December. I have a March UY and finding contracts that match that use year for add-ons is difficult. There are more contracts written for December than any other use year.

    But other than that, use year is not significant. The banking rules were changed some time ago. Now there's one banking window for 100% of your points. It makes life much easier.
     

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