5imfsm, we got in the Chase Sapphire Reserve mega bonus last fall, we both opened accounts and together we had an immediate bonanza of 200,000 points plus we each get a $300 calendar year credit toward travel, enhanced travel insurance, access to airport lounges, three points for every travel dollar spent otherwise two points per dollar. Complimentary global access plus other benefits. It is extremely easy to book travel on the Chase web site or transfer points to airline and hotel partners. They have a new program with Hyatt.
We always have an airline card as well for status and recently got a great deal on a new Delta card.
I hear the new Citibank card is very good.
We are dropping SPG Amex soon as the Chase reserve card is better.
We never purchase points, therefore I don't get the DC. We happily accept points, miles and benefits associated with credit cards, paying them in full every month. We've done this for twenty five years.