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Key West Resorts and Insurance

Discussion in 'Hyatt Residence Club' started by Cropman, Sep 9, 2017.

  1. Cropman

    Cropman TUG Member

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    Just out of curiosity does anyone know what the deductibles and amount of insurance is on the three KW resorts? Sitting here watching live webcams of Key West on YouTube and can't believe how many people are still there. I'm praying everyone stays safe and damage is minimal.
     
  2. Quinte

    Quinte TUG Member

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    Hyatt Beach House
    I'm looking for Key West webcams, but not found any working. Could you please post your link?
     
  3. LurkerBee

    LurkerBee TUG Member

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    Pick your poison (all streaming when I posted):
    Harbor (this one pans around)
    http://www.keywestharborwebcam.com/

    Seaport


    Mallory Square:


    Corner of Duval and Front St


    Another at Mallory Square


    Southernmost point
     
    theo, klpca, Cropman and 1 other person like this.
  4. rickandcindy23

    rickandcindy23 TUG Review Crew: Expert TUG Member

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    Thank you for posting those webcams. It's going to get worse, but it's already scary.
     
  5. Cropman

    Cropman TUG Member

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    Sorry, pulled myself away to do some work. LurkerBee covered them well. If you go to YouTube and search for live webcam Key West, you can find some others. All were up and working. What's amazing is seeing the people walking, biking, on scooters, and driving around still.
     
    LurkerBee likes this.
  6. LurkerBee

    LurkerBee TUG Member

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    This might be my new favorite. It shows 3 from Key West + Miami all in one
     
    Cropman likes this.
  7. Cropman

    Cropman TUG Member

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    It certainly makes it easier! I've got three screens going at once here with Alexa playing ocean sounds in the background. I really need to reevaluate my life!! :wall::shrug:
     
  8. Quinte

    Quinte TUG Member

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    Thanks for the posting. I kept trying to find the Marriott one that is near HBH, but no luck. These are helpful in giving an idea of what is going on.
     
  9. Cropman

    Cropman TUG Member

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    Not positive but it looks like Key West has now lost power and all feeds are down except Two Friends restaurant. That feed shows an almost entire lack of any lights that were visible just a few minutes ago. Going to be a long night for those that stayed.
     
  10. LurkerBee

    LurkerBee TUG Member

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    And its down now :( They just had a guy on the phone who decided to ride it out in Key West and he reported the whole island is out of power. So I guess the feeds are all down now. I hope everyone there stays safe and dry tonight.
     
  11. Kal

    Kal TUG Member

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    My understanding is that the deductible is very high for Sunset. The purpose was to save premium costs. It could be $1 MM.
     
  12. Cropman

    Cropman TUG Member

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    Thanks for the info Kal. Sounds like a special assessment might be coming.
     
  13. Tucsonadventurer

    Tucsonadventurer TUG Member

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    How do the assessment work? Are they for each individual resort or will it be for all Florida resorts together? We own at Beach House.
     
  14. Cropman

    Cropman TUG Member

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    I won't swear to it, but I'm pretty sure it's each resort. For example, let's say Sunset Harbor has $2,000,000 of damage. Beach House has none. SH can't expect Beach House to help pay for the rebuild. SH owners will have a special assessment to repair their place. If Kal is right and there is a $1 mill deductible, it could cost each owner of each week $5,000 to pay the deductible.
     
  15. AJCts411

    AJCts411 TUG Member

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    My math is if there are say 46 units not exaclty sure. 1m div by 52 weeks div by 46 units....under 450 each. Has anyone heard of how high the water surge was?
     
  16. dioxide45

    dioxide45 TUG Review Crew: Veteran TUG Member

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    Marriott's Harbour Lake
    SVV - Bella
    SVV - Key West
    It is also possible that the HOA has some money in reserves to cover the deductible or part of it.
     
  17. bdh

    bdh TUG Member

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    No reports on KW HRC properties, but the area between Cudjoe Key and Big Pine Key was landfall location. With the right side of the hurricane being the stronger/worse side, KW did not get the storm surge that Cudjoe Key, Big Pine and Marathon got. The early (and unconfirmed by official authorities) report is that KW had little to no storm surge. Will be good to hear official reports - and an update from Hyatt on KW and Bonita properties.
     
  18. lizap

    lizap TUG Member

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    I think KW was on the west side of the eye, which was good (if there is any good).
     
  19. Cropman

    Cropman TUG Member

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    You are correct. I must have added an extra zero. Nice catch! $500 per week is a lot more tolerable than $5,000. And, last I heard surge was right around 2.5 feet as of this afternoon at 2:35. That was put out by National Weather Service Key West.
     
  20. WalnutBaron

    WalnutBaron TUG Review Crew: Veteran TUG Member

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    According to the Miami Herald, Key West appears to have survived the worst of Irma.
     
  21. Quinte

    Quinte TUG Member

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    Link to NOAA satellite images of Key West.
    • HYB: landscaping looks somewhat damaged, pool is green, but don't see anything major.
    • HWP: still see green grass, looks like utility trucks in the back doing work.
    • HSH: don't see any major roof damage.

    https://storms.ngs.noaa.gov/storms/irma/index.html
     
  22. ivywag

    ivywag TUG Member

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    When I open the link all I get is a map. How do I navigate to the photos?
     
  23. Tucsonadventurer

    Tucsonadventurer TUG Member

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    We got an email from Beach House that went out to all the owners saying that they were able to get all the guests and staff out
    and that everyone was safe. They also said that they were not yet allowed in to assess damages, but would be sending another email out as soon as
    they had information.
     
  24. dioxide45

    dioxide45 TUG Review Crew: Veteran TUG Member

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    SVV - Bella
    SVV - Key West
    Zoom in on the impacted areas.
     
  25. WalnutBaron

    WalnutBaron TUG Review Crew: Veteran TUG Member

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    My only comment about this is that the resorts faced a dual threat--from the wind of the hurricane, and from the storm surge. Satellite images might give some hint of wind damage, but cannot show potential flood damage. That's why the damage assessment from the ground is so crucial.
     

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