How do you get on that list? How often will they try to talk you into an owner's update? At first they weren't trying as I was on a guest certificate. But then my account number showed as clear. In the sales meeting, the representative was saying that I have a DECLINE on my report. Is that because I said no before I became an owner? The only thing that the owner's update did was to aggravate me enough to go find another resale and use their stinking gift card to pay for it.