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II exchange when out of Worldmark points

Marathoner

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I have a Worldmark account which had no credits left in my current balance. Moreover, due to a couple WM reservations I recently made, there were very few credits I had available to borrow as well.

I also recently made an II exchange within the flexchange period. This normally costs 4000 WM credits. Since, I did not have 4000 credits available to borrow, Worldmark charged me $0.15 cash for each credit that I was short.

I had wondered what would happen in this situation and did not know the exct answer, so I thought this info might be useful for others who find themselves in the same situation.
 

sparty

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I ran into a close call like this a few years back. Once I confirmed the high per credit cost they charge for being short I quickly moved credits in. BTW - once the trade happens you generally dont have time to rent credits from someone and move them into your account. It's very expensive to be short credits with II trades.
 

TheHappyWanderer

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If you haven't used your "once every 5 year" use of fax credits for a Worldmark red season booking, can anyone here confirm if you call up Worldmark after the 15 cent per credit charge has been made for this exchange (that was done with a credit shortfall), and ask them to use your once every five year 8 cents per credit exception and get a reimbursement so that you are charged only 8 cents per credit instead of 15 cents? I read a post in a Worldmark specific timeshare forum saying this was possible, but I wanted to confirm if anyone over here has been able to do this recently.
 

TheHappyWanderer

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I was referring to the Worldmark FAX program, where you can book Worldmark reservations at eight cents per credit including the housekeeping fee. Use of FAX credits at 8¢ is limited to once every five years during High (Red) season and is subject to availability. Technically I don't think fax credits are supposed to be allowed for exchanges, but at least one owner has indicated he was able to book an exchange for 8 cents per credit when short of credits as long as he hadn't used his 5 year red season exception. He still had to pay the housekeeping fee for the exchange though.
 
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