Borrowing points allows you the opportunity to use all or a portion of your next
Use Year of points in the event that you do not have enough points available to make a reservation.
You can only borrow points from a future use year to make a reservation within the next 90 days with the following caveats:
- In order to borrow points, you will need to use all of your current Use Year points first.
- You may borrow only Regular Use Year Points from your next Use Year.
- So for a 2017 reservation, you may only borrow from your 2018 Use Year.
This used to be a poor-man's pool method since you could cancel the booking and get the borrowed points back in the year of the reservation. With the new cancellation policy, the borrowed points will go back to the Use Year from which they came, and thus, would be no help to you in booking your 2017 vacation.