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Continuing Care Retirement Communities

Discussion in 'TUG Lounge' started by clifffaith, Jul 15, 2017.

  1. Luanne

    Luanne TUG Review Crew: Veteran TUG Member

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    Which CRCC in Santa Fe are you going to visit?
     
  2. VacationForever

    VacationForever TUG Member

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    If you need higher level of care, does the amount go up from $2700, adjusted for inflation?
     
  3. clifffaith

    clifffaith TUG Member

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    El Castillo, which for those who can walk (sadly not me at this stage with my back issues) appears to be an easy distance from the main plaza when looking at the map. We have been told it is the only CCRC in that part of New Mexico, and so far nothing else has jumped out at us.
     
  4. Luanne

    Luanne TUG Review Crew: Veteran TUG Member

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    We have several friends living at El Castillo. They seem happy there. It is very close to the Plaza. They are supposedly building an additional facility in town. It won't be as close to the Plaza as the one that is already there.

    I thought there were other facilities in Santa Fe, but I could be wrong. Maybe they are retirement communities but don't have the full care that El Castillo has.

    Also remember Santa Fe is at 7000 feet and can cause problems for some people. We also get snow here. We love it and have been very happy retiring to this location, but if you have any mobility issues it could be challenging.
     
    Last edited: Sep 13, 2017
  5. bogey21

    bogey21 TUG Member

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    Yes, but the amount is very small. It is not enough to concern me.

    George
     
  6. mpumilia

    mpumilia Tug Review Crew: Rookie TUG Member

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    We do not have nor are we getting the Long Term Care Insurance either.

    In so far as tax deductions, I am not sure they are really worth laying out the money just to get less back than you are paying.

    But the peace of mind for you if probably worth it, so as long as you can afford it, what the heck.

    For me, I think sleeping pills might be cheaper when the time comes.;)
     
    Last edited: Sep 14, 2017
  7. clifffaith

    clifffaith TUG Member

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    If Santa Fe ends up in serious contention I want to spend a couple winter weeks at our Diamond timeshare. We've been told snow is usually light, but did meet a couple at a pre-opera dinner one summer who said the town was snowed in at Christmas the previous year. You'll laugh -- obviously if if is snowing it is pretty darn cold, but in my mind the only issue was "if it's snowing, I'll stay inside". But what about the days it is snowless and 40 degrees outside? I've lived in Los Angeles since I was 5 years old, so snow and cold is just not something we have to deal with. We've been visiting Santa Fe annually since 2009 and I do have an issue each time with the altitude. Wake up a night feeling like I need to sit up and breathe to make sure I'm still getting enough oxygen. I expect to acclimate to altitude much easier that cold weather. What is drawing us to investigate a CCRC here is, as I suspected, CA real estate prices are what drives the entrance fee into the stratosphere. They are less by roughly half (without having actually crunched numbers, just glancing at a price sheet that shows the most expensive unit in SF as about the price of a studio in CA). Also my furnishings already fit Santa Fe -- instead of being the weird CCRC resident with skulls on her wall in California, my Dia de los Muertos/Mexican/folk arty decor will be right at home in New Mexico.
     
  8. Luanne

    Luanne TUG Review Crew: Veteran TUG Member

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    I was born and raised outside Los Angeles and lived in the San Francisco Bay area until we moved to Santa Fe. I had never "done" winter before moving here. I've found there are very few days I need to stay inside all day. At this point (we've been here almost five years) I still love the winter. I find if I bundle up I can be outside when it's 40 degrees. I haven't experienced any problems with the altitude although I do get a bit winded sometimes when I hike.

    I did trade in my Prius (which I loved) for an AWD Honda CR-V. We live in a development with dirt roads and I found myself stuck a couple of times just getting up the small hill to our driveway. Since I didn't want to be dependent on my husband for getting around I decided to get an AWD.
     
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  9. Inhislove

    Inhislove TUG Member

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    In my research for our in-laws, there are multiple kinds of continuing care communities and also plenty of 55+ retirement communities. Here is an example in my college town of DeLand, FL. You can do a buy in that is permanent after 4 years, a 75% refund option, and a C plan (unsure of what this means). It entitles residents to 30 days of care per year at the nursing/rehab center and a discount if assisted living or full-time nursing care is required.

    http://www.alliancecommunity.org/duplexes.html
     
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  10. Conan

    Conan TUG Review Crew: Elite TUG Member

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    Does anybody here have experience with any of the locations in the Kendal group?
    http://www.kendal.org/

    Our daughters went to Oberlin College which is how we heard of it. Oberlin, Ohio has bitter winters, though, which is off-putting.
     
  11. bogey21

    bogey21 TUG Member

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    As one who lives in a CCRC my advice is to visit as many CCRCs as you can before you choose one. Take your time. You are making a decision that will impact the rest of your life! Before I chose Trinity Terrace (Fort Worth, TX) I visited 6 or 7 other CCRCs in almost as many states. This enabled me to compare initial costs, monthly fees, physical facilities, different locations, food service, activities, etc. Being able to read the contracts and talk to residents at each was invaluable. Trust me. I found that the differences between CCRCs were mind boggling.

    George
     
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