Borrowing SOs - EOY

[DanTUG]

Any chance anyone understands the ins and outs of borrowing SOs with an EOY unit. I know that you need to pay the MF to get access to borrowed SOs but how does having an EOY unit change things? Can you only borrow EOY? The year before your SOs would be granted? Any insight would be helpful. Thanks!

 

[dioxide45]

Here is a recent thread that explains it fairly well.
http://tugbbs.com/forums/index.php?...ear-is-only-half-right-for-eoy-owners.253616/

Short answer is that you can only borrower from a future use year to use in another use year. So you can borrow 2019 to use in 2017. You can not borrow from 2019 to use in 2018. I think you would also have to pay the next two years of MFs to borrow. Since for 2019 usage, the MF in 2018 and 2019 are for 2019 usage.

 

[DanTUG]

Thanks. That makes sense and the thread reference was very helpful.