I went to a presentation where the pathways program was brought up. The idea was that when you decided to get rid of it, wyndham would give you back 20% of what you paid for it. I specifically asked If this would apply to Resales and as expected, I was told no. I also asked if this specifically applied to developer brought points prior to the pathways program and I was told no. I was told it only applied to developer purchases from the point where the pathways program started, that is new purchases. There may be changes to this I as at smokies when this was rolled out.
They tried to convince me to purchase with the point that using their credit card, I would earn enough points to pay off all my maintenance fees making the purchase to me neutral in that i didnt spend more than i did now. They really didn't want to get into details and acted like they couldn't understand why I didnt understand how their credit card with normal use would pay off the maintence fee. I understood the concept except when pressed and using a monthly maintenance of $300, at 2 points earned per dollar used on the credit card and the payback $60 per 10,000 points, I would have needed 50,000 points to get the maintenance fee of $300 covered. To do this, I would have had to charge $25,000 per month on the card to get 50,000 points. After all this, I was asked if I was an engineer or an accountant as most people apparently didn't delve into the specifics of how to make it work like I did. Needless to say, I left one frustrated salesperson as I made it clear, using his math, that his "so-called" purchase that wouldn't cost me anything (since points earned on the credit card would offset the monthly charges) was not doable unless I spent more money then I earned a month charged to the Wyndham credit card. The devil is in the details with these programs